Direct Primary Care and Insurance: How They Work Together
It’s one of the most common questions we hear at SilvaCare: “I already have insurance — why would I also pay for a membership?” The truth is, DPC and insurance aren’t competing with each other. Here’s how they work together:
- Insurance covers the unexpected: Hospital stays, surgery, specialists, and emergencies — the big, unpredictable costs insurance is built for.
- DPC covers everyday care: Unhurried visits, direct access to Dr. Silva by phone or message, and prompt appointments without the typical wait times of an insurance-based practice.
- Many members pair the two: A high-deductible insurance plan for the big stuff, plus DPC membership for the primary care they actually use all the time.
- No rushed 10-minute visits: With a DPC doctor, you’re not one of thousands of patients on a panel — your visits have time built in.
- Direct access between visits: Questions don’t have to wait for your next appointment; you can reach Dr. Silva directly.
- Best for: Anyone tired of waiting weeks for a primary care appointment, managing a chronic condition, or wanting more than a few rushed minutes with their doctor.
A DPC membership and health insurance aren’t an either/or decision — most SilvaCare members find that having both is what makes their healthcare actually work. Let SilvaCare be the everyday care that complements your insurance!